Yonke into omawuyazi malunga namakhadi ebhanki eMexico: Isikhokelo sabaQalayo
Fumana ulwazi malunga namakhadi e-debit ngaphandle komrhumo okanye ibhalansi encinci kwaye wenze uninzi lwale ndlela yokuhlawula eMexico.
Amakhadi okuhlawula imali asele esaziwa kwaye sisixhobo esifanelekileyo sokwenza intengiselwano eMexico. Kwesi sikhokelo sabaqalayo, siza kuphonononga yonke into ekufuneka uyazi malunga namakhadi ebhanki eMexico, ukusuka kwindlela asebenza ngayo ukuya kwizibonelelo abanikezela ngazo.
Fumana indlela yokwenza a ikhadi lokutsalwa kwi-intanethi kunye nendlela yokwenza uninzi lwezi ndlela zokuhlawula eMexico.
Intshayelelo kumakhadi debit e Mexico
Amakhadi okuhlawula amatyala luhlobo lwekhadi lebhanki elikuvumela ukuba ufikelele kwaye usebenzise imali kwiakhawunti yakho ngekhompyutha. Endaweni yokuba uphathe imali, unokuthenga, uhlawulele iinkonzo, kwaye ukhuphe imali usebenzisa ikhadi lakho lebhanki.
EMexico, amakhadi ebhanki amkelwa ngokubanzi kwaye anika indlela elula nekhuselekileyo yokwenza utshintshiselwano lwezemali.
Asebenza njani amakhadi ebhanki eMexico
Ikhadi lebhanki likhadi leplastiki elikhutshwa liziko lezemali eliqhagamshelwe ngqo kwi-akhawunti yakho yebhanki. Xa uthenga okanye uthengiselana, isixa-mali sitsalwa ngokuthe ngqo kwi-akhawunti yakho, nto leyo ethetha ukuba usebenzisa imali ekhoyo kwi-akhawunti yakho endaweni yokufaka ityala okanye iintlawulo zekhredithi.
Amakhadi e-debit eMexico asebenzisa inkqubo yentlawulo ye-elektroniki eyaziwa ngokuba yi-Interbank Electronic Payments Network (SPEI), evumela ukudluliselwa kwe-elektroniki okukhuselekileyo nokukhawuleza phakathi kwamaziko ahlukeneyo emali. Xa uthenga, uswayipha ngokulula okanye ufake ikhadi lakho lebhanki kwi-terminal yentlawulo kwaye ukhethe “idebhithi” ukhetho. Emva koko, ufaka iNombolo yakho yeSazisi soBuqu (i-PIN) ukugunyazisa intengiselwano.
Unokusebenzisa ikhadi lakho lokutsala imali ukutsala imali kwii-ATM okanye ubuze ngebhalansi kuzo.
Izinto eziluncedo zokusebenzisa amakhadi ebhanki eMexico
Amakhadi e-debit abonelela ngothotho lweenzuzo ezibalulekileyo kubasebenzisi baseMexico:
Khu seleko: Amakhadi okuthenga ngetyala akhuselekile kunokuthwala imali eninzi. Ukuba uphulukene nekhadi lakho, ungalivala ngoko nangoko ukuthintela ukusetyenziswa okungagunyaziswanga.
Ukulawulwa kweendleko: Ngokusebenzisa ikhadi lebhanki, unokugcina iingxelo ezichanekileyo zenkcitho yakho njengoko intengiselwano nganye irekhodwa kwiakhawunti yakho yebhanki. Oku kwenza kube lula ukulandelela imali yakho kwaye kukunceda ugcine uhlahlo lwabiwo-mali olusebenzayo ngakumbi.
Ukufikelela ngokulula: Amakhadi e-debit akunika ufikelelo lwe-24/7 kwimali yakho nge-ATM. Unako kwakhona ukuthenga kwi-intanethi okanye kwiivenkile eziphathekayo ngokukhawuleza nangokulula.
Liphephe ityala: Ngokungafaniyo namakhadi okuthenga ngetyala, amakhadi ebhanki akuvumela ukuba uchithe kuphela imali ekhoyo kwiakhawunti yakho. Oku kukuthintela ekuqokeleleni amatyala kwaye kukunceda uhlale usempilweni entle ngokwasemalini.
Izibonelelo zamakhadi edebhithi eMexico
Amakhadi okuhlawula anikezela ngothotho lweenzuzo kubasebenzisi baseMexico. Okokuqala, ukulungeleka yenye yeenzuzo eziphambili. Unokuthenga kwiivenkile eziphathekayo nakwi-intanethi, uhlawulele iinkonzo, wenze ukudluliselwa kwebhanki kwaye ukhuphe imali kwii-ATM kwilizwe lonke. Ukongeza, amakhadi e-debit ayindlela ekhuselekileyo yokuphatha imali kuba akukho mfuneko yokuba uphathe isixa esikhulu semali kunye nawe.
Ikhadi ledebhithi vs. Ikhadi letyala: Ukuqonda umahluko
Kubalulekile ukuqonda umahluko phakathi kwekhadi lebhanki kunye nekhadi letyala. Ngoxa amakhadi ebhanki ekuvumela ukuba uchithe imali ekhoyo kwiakhawunti yakho yebhanki, amakhadi okuthenga ngetyala akuvumela ukuba uboleke imali kwiziko lemali.
Amakhadi okuthenga ngetyala akunika amandla okuthenga uze uwahlawulele kwixa elizayo, kodwa ufanele uhlale ukhumbula ukuba uya kuba netyala kwaye uya kubizwa inzala ukuba awuyihlawuli yonke imali eseleyo ekupheleni kwenyanga. , cinga kabini kwaye ngcono ucele ikhadi le-debit kwi-intanethi.