Chilichonse chomwe muyenera kudziwa zokhudza makhadi a kinki ku Mexico: Buku Loyamba
Pezani zambiri zamakhadi obwereketsa opanda ndalama kapena ndalama zochepa ndipo pindulani ndi njira yolipirirayi ku Mexico.
Makhadi obwereketsa asanduka chida chodziwika bwino komanso chothandiza pochita malonda ku Mexico. Muupangiri woyambira uyu, tiwona zonse zomwe muyenera kudziwa zokhudza makadi a kinki ku Mexico, kuyambira momwe amagwirira ntchito mpaka phindu lomwe amapereka.
Dziwani momwe mungasinthire a khadi la debit pa intaneti komanso momwe mungapindulire ndi njira zolipirira ku Mexico.
Chiyambi cha makhadi a debit ku Mexico
Makhadi akubanki ndi mtundu wa makadi aku banki omwe amakulolani kupeza ndi kugwiritsa ntchito ndalama mu akaunti yanu pakompyuta. M'malo moti mutenge ndalama, mutha kugula zinthu, kulipirira ntchito, ndi kuchotsa ndalama pogwiritsa ntchito kirediti kadi.
Ku Mexico, makhadi obwereketsa amavomerezedwa ndi anthu ambiri ndipo amapereka njira yabwino komanso yotetezeka yochitira zinthu zachuma.
Momwe ma kirediti kadi amagwirira ntchito ku Mexico
Khadi la debit ndi khadi lapulasitiki loperekedwa ndi bungwe lazachuma lomwe limalumikizidwa mwachindunji ndi akaunti yanu yakubanki. Mukagula kapena kugulitsa, ndalamazo zimachotsedwa ku akaunti yanu, zomwe zikutanthauza kuti mukugwiritsa ntchito ndalama zomwe zilipo mu akaunti yanu m'malo mobweza ngongole kapena kulipira ngongole.
Makhadi a kirediti ku Mexico amagwiritsa ntchito njira yolipirira pakompyuta yotchedwa Red de Pagos Electrónicos Interbancarios (SPEI), yomwe imalola kusamutsidwa kotetezeka komanso kofulumira kwamagetsi pakati pa mabungwe azachuma osiyanasiyana. Mukamagula, mumangoyenera kusuntha kapena kuyika kirediti kadi yanu pamalo olipira ndikusankha njira ya "debit". Kenako, mumayika Nambala Yanu Yozindikiritsa (PIN) kuti muvomereze zomwe mwachita.
Mutha kugwiritsanso ntchito kirediti kadi yanu kuti mutenge ndalama ku ma ATM kapena kufunsa mafunso.
Ubwino wogwiritsa ntchito ma kirediti kadi ku Mexico
Makhadi obwereketsa amapereka zabwino zingapo kwa ogwiritsa ntchito ku Mexico:
chitetezo: Makhadi akubanki ndi otetezeka kuposa kunyamula ndalama zambiri. Mukataya khadi lanu, mutha kuliletsa nthawi yomweyo kuti musagwiritse ntchito mosaloledwa.
Kuwononga ndalama: Pogwiritsa ntchito khadi la debit, mukhoza kulemba molondola ndalama zimene mwawononga, chifukwa chilichonse chimene mwagula chimalembedwa muakaunti yanu yakubanki. Izi zimapangitsa kukhala kosavuta kusunga ndalama zanu ndikukuthandizani kuti mukhale ndi bajeti yabwino.
kupeza bwino: Makhadi obwereketsa amakupatsani mwayi wopeza ndalama 24/7 kudzera pa ATM. Muthanso kugula zinthu pa intaneti kapena m'malo ogulitsa mwachangu komanso mosavuta.
Pewani ngongole: Mosiyana ndi ma kirediti kadi, makhadi akubanki amakulolani kugwiritsa ntchito ndalama zomwe zili muakaunti yanu yokha. Izi zimakulepheretsani kukhala ndi ngongole komanso zimakuthandizani kuti mukhale ndi thanzi labwino lazachuma.
Ubwino wa kirediti kadi ku Mexico
Makhadi obwereketsa amapereka maubwino angapo kwa ogwiritsa ntchito ku Mexico. Choyamba, kumasuka ndi chimodzi mwa ubwino waukulu. Mutha kugula zinthu m'masitolo ogulitsa komanso pa intaneti, kulipira ntchito, kusamutsa ku banki ndikuchotsa ndalama kuma ATM mdziko lonselo. Ndiponso, makhadi akubanki ndi njira yabwino yonyamulira ndalama, popeza simufunikira kunyamula ndalama zambiri.
kirediti kadi vs. Ngongole: Kumvetsetsa Kusiyanako
Ndikofunika kumvetsetsa kusiyana pakati pa kirediti kadi ndi kirediti kadi. Ngakhale kuti makhadi akubanki amakulolani kugwiritsa ntchito ndalama zomwe zilipo mu akaunti yanu yakubanki, makadi a ngongole amakulolani kubwereka ndalama ku bungwe la zachuma.
Makhadi a ngongole amakupatsani mwayi wogula ndikulipira m'tsogolomu, koma muyenera kuganizira kuti mudzakhala ndi ngongole komanso kuti adzakulipirani chiwongoladzanja ngati simukulipira ndalama zonse kumapeto kwa mwezi; kotero ganizirani kawiri ndi bwino Pemphani kirediti kirediti kadi pa intaneti.